2025 Sep Ira Contribution Limits. To be eligible to participate in an employer’s sep ira, the irs says employees must be at least 21 years old, have worked at the business for three of the past five years and. For a sep ira, the contribution limit increases from $69,000 in 2024 to $70,000 (or the lesser of 25 percent of the first $360,000 of compensation) in 2025.
Sep plan ira contribution limits for 2025 will be $70,000, up from $69,000 in 2024. The irs has released the updated contribution limits for retirement plans in 2025.