Irs Maximum 401k Contribution 2025. However, individual retirement account (ira) contributions will continue to be $7,000 in 2025, the same as in 2024. For tax year 2025, employees can defer $23,500 into their 401(k) and iras, a.
For 2025, the irs standard 401(k) contribution limit is $23,500. The 401(k) contribution limit for employees in 2024 is $23,000.